Did you know we offer loan repayment protection? <a href="loans/loan-repayment-protection">Click here for more info</a> This calculator is for illustrative purposes only, to give you, the borrower, an overview of the potential cost of borrowing. The Credit Union, or any of its staff, cannot be held responsible for any errors.<br>Loans are subject to approval. Terms and Conditions Apply. If you do not meet the agreed repayments your account will fall into arrears. This may affect your ability to access credit in the future. Arklow Credit Union is regulated by the Central Bank of Ireland.