01 August 2026
3rd level education prize draw
Attention all third level goers, whether it is your first time entering third level education, or you’re returning to explore something new, Arklow Credit Union provides a low-rate student loan.
Attending third level education carries huge financial strain as Ireland is one of the most expensive countries in Europe for students.
To help you brace for all the costs involved at third level, Arklow Credit Union is here to help and here’s how. Our community-driven financial institution offers a discounted interest rate on student loans of just 5.5% (APR 5.6%), one of the best student loan rates in town!
Arklow Credit Union is delighted to run a student draw of €500 which is open to members who draw down 3rd level educational loan with us between 17th August 2026 - 30th September 2026.
CEO of Arklow Credit Union, Hugh O’Keeffe, explains the importance of providing affordable finance to third level goers, the future savers, and shapers of our common bond. “We are keenly aware of the huge financial burden that third level education places on students and their families from conversing with them in our offices and at community events. We understand that because of the significant costs involved, many have no option but to borrow. When you borrow with us, you not only receive affordable and flexible student loan rates, but more importantly, you receive tailored advice on smart spending from our exemplary, member-driven Loan Officers.”
You can download entry form and full terms and conditions here.
Terms and Conditions
- Entrants must be members of Arklow Credit Union
- Entrants must have drawn down the 3rd level education loan between 17th August – 30th September 2026
- Loans are subject to approval. Terms & Conditions apply. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
- Entrants must be in full time education or be a parent of a full-time 3rd level education student
- Winning members will be notified by a phone call to the number provided.
- The winner’s name and photograph will be made public locally, on social media and in credit union publications.
- If the prize is declined for whatever reason within 14 Days from notification, the prize will no longer be available to that person without any liability to Arklow Credit Union. The prize will be forfeited and awarded to the next person selected in the draw.
- A winner will have to respond to the email or phone call from Arklow Credit Union within 14 days of notification or else the prize will be forfeited. A winner, whose prize has been forfeited, is not entitled to payment or compensation of any kind.
- The Board of Directors of Arklow Credit Union Limited reserves the right to alter any of the above rules in any manner whatsoever or to terminate the draw at its sole discretion without prior notice.
- In the event of a discrepancy between these standard terms and conditions and the details in the social media post promoting the competition, these terms and conditions shall prevail.
- Arklow Credit Union may disqualify, without notice, any entrant and/or winner it reasonably believes has failed to meet the qualifying criteria, has acted fraudulently, tampered or attempted to tamper with the operation of the competition or is in breach of these terms and conditions.
- If the winner member is a person who is in arrears or default on carrying out any financial commitment or obligation to the Credit Union, the Board of Directors may decide to withhold the prize and draw again.
- To the extent permitted by law, Arklow Credit Union will have no liability for any claims, losses or damages of any kind arising out of or in connection with participation in this competition or the allocation or use of a prize.
- The prize draw is not open to children of, employees, board members or volunteers of Arklow Credit Union or their immediate family or partners of these persons.
